How to Avoid Potentially Bad Deals this Holiday Season

  With all the Holiday shopping that you will be doing, don’t be fooled by the flashy ads  right away or you’ll end up spending more than you thought.  Don’t just buy an item because it claims that it’s the “lowest price ever.”  Do your own research, assessment and evaluation first. To guide you, here's how you can avoid falling for potentially bad deals. 1. Compare prices. Don’t buy the first item you see online or in the store.  When online shopping, pull up Read more [...]
Posted in Expenses | Leave a comment

4 Budgeting Styles:  Which one works for you?

These days you’ll find a myriad of books, programs, seminars, podcasts, videos and articles that focus on wealth building, investing, budgeting and all sorts of money matters that can sometimes be overwhelming.  But when you think about it, you just need to start with a simple budgeting technique.  However, with all the different opinions and resources, which one is right for you?  Below, I’ve highlighted 4 different budgeting styles that you can compare and find one that fits you and Read more [...]
Posted in Budgeting | Leave a comment

6 Cheap Winter Date Ideas that are Fun, Meaningful & Romantic

With the holidays coming up, you already know that you will be spending more than the usual.  If you don’t want to welcome the New Year with piles and piles of holiday debt, you need to be extra careful and wise on what you spend on.  One of the things that you can skimp on is your date nights.  Forget about movie nights and fancy dinners this season and take advantage of all the free (or almost free) activities that winter and the holidays offer. Have a Christmas light tour.  A lot Read more [...]
Posted in Budgeting, Planning | Leave a comment

5 Ways to Avoid Holiday Debt This Year

It’s that time of the year again when everything seems merry and bright.  The holiday season definitely brings a lot of cheer but sometimes, people can get too overwhelmed with all the festivities and gift-giving that they end up with a long list of credit card bills and holiday debts before the year ends. According to a survey conducted by MagnifyMoney, the amount of added debt from holiday expenses reaches up to $986 on an average. If you don’t want to start 2017 with overflowing Read more [...]
Posted in Budgeting, Expenses, Planning | Leave a comment

5 Fast Selling Products to Sell During the Holidays

  While the rest of the world is stressing over their holiday shopping list, why not capitalize on this demand and sell products online or in your local neighborhood.  Take advantage of the holiday season and make some money. Let’s highlight some business ideas that are easy to start and require low capital or none at all. Here are 5 fast selling and in demand items to get you started. 1. Wreaths and Floral Arrangements Everyone who has a front door obviously needs one and Read more [...]
Posted in Income | Leave a comment

7 Seasonal Job Ideas During the Holidays

During the holiday season, expenses can add up easily but you know what?  This is also a good time to make some money. Thanks to a number of seasonal job opportunities that can be taken advantage around Christmas time.  If this is your first time to look for a seasonal job, here are 7 job opportunities that you can apply for this holiday season. 1. Retail Of course, this should be number 1 on the list.  Department stores are your go-to places if you want to look for a seasonal job Read more [...]
Posted in Income | Leave a comment

How to Attract Money Into Your Life

“Wealth is not a material gain, but a state of mind.” – Jerry Gillies I am a firm believer that each of us has the power to change our entire world by believing that we can.  I’ve read and watched a lot of testimonials of powerful and successful people who started from nothing and now have the lives that they’ve always wanted because they never stopped dreaming, believing and imagining it. Attracting money may sometimes sound impossible, especially when you are at the lowest Read more [...]
Posted in Financial Freedom | Leave a comment

Cheap DIY Gift Ideas for the Holidays

It’s that time of the year when we need to start writing down our Christmas Shopping List and putting much thought on what to get your family and friends as gifts.  However, it’s not every year that we are capable of spending for fancy gifts. If you are pretty tight on the budget this year, it’s time to get creative and use your hidden artsy skills for some cheap DIY gift ideas.  I know… we are still more than a month away from December 25th but if you are planning to DIY, you better Read more [...]
Posted in Budgeting, Planning | Leave a comment

5 Hacks for a Cheaper Air Travel

As much as you want to feed the wanderlust in you, sometimes your bank account won’t just allow you.  Finding ways to save on accommodation, food and activities is easy but what’s challenging is to find cheap air tickets.  Airfare takes a big chunk out of your budget that’s why it’s a must to exhaust all the possible ways on how you can save on it.  So, I’ve rounded up a list of helpful air travel hacks that’ll help make your dream vacation come true. 1. Plan in advance. Airfare Read more [...]
Posted in Budgeting, Expenses, Planning | Leave a comment

6 Ways to Make Money this Holiday Season

The holiday season is the perfect opportunity to make some money.  I mean, who doesn’t want to earn extra cash to cover up all the holiday expenses to be spent on gifts, food and probably a vacation for the New Year. If you are willing to do some extra work, here are 6 money-making opportunities that you can do this holiday season. 1. Get a seasonal job. A bunch of seasonal jobs are at the tips of your fingers during the holiday season.  Online or on newspapers, you can search for Read more [...]
Posted in Income | Leave a comment