5 Things to Consider Before Starting a Food Business

Whether it’s a small restaurant, a food truck, produce stand or prepared food deliveries, starting a food business is not as easy as you think it is.  Having a passion for food and excellent cooking skills aren’t enough to ensure a successful food business. With that said, I’ve come up with 5 important things to consider before you start your Food Business. 1. Market research. You need to have a clear vision and goals of what you want to offer your customers.  With all the competition Read more [...]
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5 Frugal Ways to Have Fun for Fresh Grads

Finally, you’ve graduated from college.  Sounds exciting, yes?  But let’s face it, not everyone is lucky enough to land a job and even if you do, your entry-level salary might not be as high as you thought it would be. Back in college, some of you still receive allowance from your parents aside from the money you make out of your part-time jobs.  After graduation, it’s a different story.  You need a whole new level of budgeting skills to stretch out your limited funds. Despite Read more [...]
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5 On-Demand Businesses That You Can Make Money From

Whether you are a student looking for a part-time job, a retiree who wants extra income or just anyone who need something outside your 9 to 5 work, the On-Demand Economy is a great platform that offers a lot of options for people like you. First of all, what is an On-Demand Economy?  Well, it’s a type of business created by digital marketplaces to meet the demands of consumers who need immediate access to goods and services.  It has been gaining popularity not just to millennials but to Read more [...]
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5 Simple Strategies to Improve Your Credit Score

A good credit score has a lot of perks that will help you save money and make your life easier like getting the best interest rates and better chance for approval of credit cards, loans, rental houses and apartments.  Lastly, your borrowing capacity will also increase when they see that you have a good credit score. However, achieving this isn’t quick and easy; especially if your current credit card situation isn’t looking that good (you know what I mean).  But don’t worry these simple Read more [...]
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5 Ways to Save Money this Fall Season

With leaves changing its colors, mornings becoming cooler and crisper, there’s just something magical about the Fall Season. (And let’s not forget the amazing food that the Fall Season offers… Pumpkin everything.) It seems like everything is just slow and steady, just before the holiday rush.   Speaking of holidays, now is the time to start saving for Christmas shopping and a bunch of school programs that your kids will be having. So here are my tips and suggestions on how you can Read more [...]
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Here’s Why You Should Avoid Taking Cash Advances

In times of financial emergencies and dilemma, most people turn to cash advances from their credit card for an instant money-fix.  Although it’s the perfect solution for your problem, it also comes with a number of risks that can put you into a downward spiral. So before taking the first step in getting an advance off your credit card, read the following the dangers to save yourself from further financial trouble. Upfront Fees Of course, there’s always a price to pay for the convenience Read more [...]
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Things to Consider Before Starting an Online Business

  An online business is probably the type of business that any non-veteran entrepreneur can start – anytime and anywhere that has an internet connection.  However, like any other type of business, there are a lot of things to consider to ensure its success. What type of online business do you want to engage in? Before anything else, you need to think about what you will be selling.  Will it be affiliate products?  Products from other sellers?  Handmade items?  Baked goods?  Read more [...]
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8 Budgeting Tips for Every College Student

Being out on your own and managing your own expenses while enjoying the fun that college life offers can be challenging.  You won’t be dealing with a parent nagging you for shopping or going out in parties which definitely means that it’s very easy to just throw out your money for unnecessary stuff and end up being broke even before the month ends.  This won’t happen though if you know how to budget your money correctly.  To help you with that, here are 8 budgeting tips to keep your Read more [...]
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How to Cut Costs on Your College Dorm Room Shopping

College is expensive.  We know that already.  One of the many things that you need to spend on is your living expenses.  If you are an incoming freshman, you’ll be needing a lot of dorm supplies and the costs will definitely eat a big chunk out of your College Funds.  While most dorms come with the basics like bed, mattress, desk, chair and the like, you still need to supply the rest and make it your own personal space.  After all, you’re going to call that your home for the next four Read more [...]
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7 Ways to Save on Back to School Shopping

Whether you’re a parent or a college student, you know how expensive it can be when it comes to shopping for back to school.  According to the National Retail Federation, College students or families with children in college plan to spend up to $888 a year for back to school shopping while parents of K-12 students spend an average of $108 on school supplies, $204 on electronics, $ 235 on clothing, and $126 on shoes!  Well, that’s a lot.  But thanks to a number of strategies that you can Read more [...]
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