5 Zero-Waste Habits That Will Save You Money (Start now!)

Today, more and more individuals are jumping into the Zero Waste Lifestyle, a philosophy that encourages people to emulate sustainable natural cycles to reduce all discharges to land, water and air, which are harmful to the health of humans, plants, and animals. Some may think that going zero-waste is a hard and costly lifestyle to maintain, but contrary to that belief, going green can actually save you lots of money in the long run. IOW, you don't have to invest in an electric car or solar Read more [...]
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New Crypto Currency — Q

Update: Well, that was fast -- I gave away my first batch of Q... working on 2nd batch. Update 2: It's not really a Crypto currency. There is an extensive FAQ at initiativeq.com I got this from a new crypto-currency group called Initiative Q: ============= Q is an attempt by ex-PayPal guys to create a new payment system instead of credit cards that were designed in the 1950s. The system uses its own currency, the Q, and to get people to start using the system once it's ready they are allocating Read more [...]
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6 Ways to Use Instagram to Improve Your Finances

On a previous post, I talked about how social media affects our spending in a negative way.  But you know what, it doesn’t have to be all bad if we use it properly and be very smart about it. There are various types of social platforms out there and Instagram is one of the most popular one, with 1 billion active users every month.  So today, let’s discuss how you can use this photo and video-sharing social networking service to boost your finances. 1. Instagram is a great place to get Read more [...]
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Organize Your Holiday Gift List with These Top Apps

Well, it’s almost that time of the year again when we have to make a list and check it twice.  Christmas shopping can be really stressful and chaotic (especially for your pocket) if you’re not being organized. One of the top reasons for wrecking your holiday budget is not creating a running list to begin with.  When you have a list, you will be able to find the best deals to maximize savings and keep track of who you’ve already bought for, what you have gotten for whom and what you Read more [...]
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How Social Media Affects Your Spending

Ever since social media hit the scene, every aspect of our lives has been impacted in every way possible - spending habits, being one of them. You may not have realized it yet, but it’s true, social media has become a big influence on how we spend our money. If you are one of the 3.196 billion social media users in the world, then keep on reading to learn about the bad and the ugly effects of social media to your finances. Spending money you wouldn’t have otherwise.  Both big Read more [...]
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How to Make the Envelope System Work in the Modern World

One of the many budgeting styles to help you reach your financial goals is the Envelope System, which according to Financial Expert and Author, Dave Ramsay, is a method that uses cash for different categories of your budget that you need to store in separate envelopes. This technique that has been around for decades helps you visually see the flow of your money and holds you accountable for every dollar spent, making budgeting a lot easier to keep. But in today’s modern world of cashless Read more [...]
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More Job Ideas for Travel Enthusiasts

They say travel is the only thing you buy that makes you richer.  Well, that makes sense if we’re talking about gaining new experiences, friendships and priceless memories.  But when it comes to the financial aspect, let’s admit it, traveling does cost a lot of money. But what if I tell you that you can travel while putting money in your pocket?  Yes, some people are so lucky to be able to travel and earn money at the same time. Some of these job ideas include working as a Travel Read more [...]
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Get Paid to Lose Weight?

While scrolling through ThePennyHoarder.com, I came cross this article about a woman who earned $1,191 for losing 80 pounds in six months. Okaaay... so a company that pays participants cash in exchange for meeting their weight loss goals actually exists. I then went to the website to check if this was actually real and found out that it has already been featured in shows like Good Morning America, The Doctors,  CNN, The Today Show, to name a few. This wellness company that I’m talking Read more [...]
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6 Essential Habits That Successful Women Live By

Growing up, I’ve always aimed for success - to be on top of whatever career I chose and able to live a good life.  Fast forward to today, I’m still here wondering when I will finally reach the “successful woman status” that I’ve been dreaming about since forever ago. (Haha! I’m sure many of you can relate.) But on a serious note, sitting and wondering won't get us anywhere. I'm sure that our time will eventually come so for now, let's use the waiting time to learn from other powerful Read more [...]
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A Financial Survival Guide for Incoming College Students

College is both an exciting and expensive period in one’s life.  If I had the chance to go back in time, I would gladly take a College Finances 101 if there was one. When I entered college, searching for “how to’s” online wasn’t really a thing. Today, there are gazillions of articles, podcasts and Youtube videos that tackle this topic - and yes, this blog post is one those. Having said that, let me share with you a few tips on how you can survive college financially. Make the Read more [...]
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