Category Archives: Budgeting

The 3 Financial Books Every Millennial Should Read

Financial literacy is a valuable life skill that everyone should possess – and I mean EVERYONE, including you, with an almost empty bank account and a long list of debt to pay. Learning about money isn’t just for rich and … Continue reading

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How to Recover from a Holiday Overspending

Enjoying the holiday season is one thing, but repaying for it is a different story.  According to a recent GOBankingRates survey, 10% of the respondents said that they would probably fall into a debt or take out a loan to … Continue reading

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Clever Financial Gift Ideas for Kids this Christmas

The holiday season is here and I’m sure many of you are already on a hunt for the best gifts to give your loved ones this year. And when picking out presents for kids, I’m sure many of you will … Continue reading

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Can You Afford a Pet?

Did you know that Americans spend an average of $126.19 every month on their furry friends, according to a recent survey?  Yes, owning a pet goes far beyond than just spending for the initial adoption fee and their on food … Continue reading

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How to Go Green This Christmas (and Save Money Too)

The holidays… oh it can definitely mean a lot of consumption! Once the “ber”-months begin, you’ll see all sorts of Christmas items swarming the retail stores.  And for people who take this jolly season seriously, it’s hard to resist spending … Continue reading

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5 Zero-Waste Habits That Will Save You Money (Start now!)

Today, more and more individuals are jumping into the Zero Waste Lifestyle, a philosophy that encourages people to emulate sustainable natural cycles to reduce all discharges to land, water and air, which are harmful to the health of humans, plants, … Continue reading

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6 Ways to Use Instagram to Improve Your Finances

On a previous post, I talked about how social media affects our spending in a negative way.  But you know what, it doesn’t have to be all bad if we use it properly and be very smart about it. There … Continue reading

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How Social Media Affects Your Spending

Ever since social media hit the scene, every aspect of our lives has been impacted in every way possible – spending habits, being one of them. You may not have realized it yet, but it’s true, social media has become … Continue reading

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How to Make the Envelope System Work in the Modern World

One of the many budgeting styles to help you reach your financial goals is the Envelope System, which according to Financial Expert and Author, Dave Ramsay, is a method that uses cash for different categories of your budget that you … Continue reading

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A Financial Survival Guide for Incoming College Students

College is both an exciting and expensive period in one’s life.  If I had the chance to go back in time, I would gladly take a College Finances 101 if there was one. When I entered college, searching for “how … Continue reading

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