Category Archives: Budgeting

Can You Afford a Pet?

Did you know that Americans spend an average of $126.19 every month on their furry friends, according to a recent survey?  Yes, owning a pet goes far beyond than just spending for the initial adoption fee and their on food … Continue reading

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How to Go Green This Christmas (and Save Money Too)

The holidays… oh it can definitely mean a lot of consumption! Once the “ber”-months begin, you’ll see all sorts of Christmas items swarming the retail stores.  And for people who take this jolly season seriously, it’s hard to resist spending … Continue reading

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5 Zero-Waste Habits That Will Save You Money (Start now!)

Today, more and more individuals are jumping into the Zero Waste Lifestyle, a philosophy that encourages people to emulate sustainable natural cycles to reduce all discharges to land, water and air, which are harmful to the health of humans, plants, … Continue reading

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6 Ways to Use Instagram to Improve Your Finances

On a previous post, I talked about how social media affects our spending in a negative way.  But you know what, it doesn’t have to be all bad if we use it properly and be very smart about it. There … Continue reading

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How Social Media Affects Your Spending

Ever since social media hit the scene, every aspect of our lives has been impacted in every way possible – spending habits, being one of them. You may not have realized it yet, but it’s true, social media has become … Continue reading

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How to Make the Envelope System Work in the Modern World

One of the many budgeting styles to help you reach your financial goals is the Envelope System, which according to Financial Expert and Author, Dave Ramsay, is a method that uses cash for different categories of your budget that you … Continue reading

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A Financial Survival Guide for Incoming College Students

College is both an exciting and expensive period in one’s life.  If I had the chance to go back in time, I would gladly take a College Finances 101 if there was one. When I entered college, searching for “how … Continue reading

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7 Financial Moves to Make Before 2018

The clock is ticking!  We only have 48 days before 2018! In between holiday shopping, vacations and back to back celebrations, the idea of “improving your financial situation” before the year ends may sound like a very impossible task to … Continue reading

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The Best Cash Back Sites & Apps for Your Holiday Shopping

Shopping sites like Amazon already kicked off their Pre-Black Friday Deals and that only means one thing – the holiday season or should I say, the spending season is officially upon us. According to a 2017 retail spending survey, the … Continue reading

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5 Ways to a Debt-Free Christmas

Did you know that America spends more on holiday shopping than any other country in the world?  At the same time, Americans are also more likely to go in debt to pay for holiday spending, survey says. According to Magnify … Continue reading

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