Category Archives: Budgeting

How to Make the Envelope System Work in the Modern World

Posted on September 29, 2018 by Toni Marie

One of the many budgeting styles to help you reach your financial goals is the Envelope System, which according to Financial Expert and Author, Dave Ramsay, is a method that uses cash for different categories of your budget that you … Continue reading →

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A Financial Survival Guide for Incoming College Students

Posted on August 7, 2018 by Toni Marie

College is both an exciting and expensive period in one’s life.  If I had the chance to go back in time, I would gladly take a College Finances 101 if there was one. When I entered college, searching for “how … Continue reading →

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7 Financial Moves to Make Before 2018

Posted on November 13, 2017 by Toni Marie

The clock is ticking!  We only have 48 days before 2018! In between holiday shopping, vacations and back to back celebrations, the idea of “improving your financial situation” before the year ends may sound like a very impossible task to … Continue reading →

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The Best Cash Back Sites & Apps for Your Holiday Shopping

Posted on November 2, 2017 by Toni Marie

Shopping sites like Amazon already kicked off their Pre-Black Friday Deals and that only means one thing – the holiday season or should I say, the spending season is officially upon us. According to a 2017 retail spending survey, the … Continue reading →

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5 Ways to a Debt-Free Christmas

Posted on October 31, 2017 by Toni Marie

Did you know that America spends more on holiday shopping than any other country in the world?  At the same time, Americans are also more likely to go in debt to pay for holiday spending, survey says. According to Magnify … Continue reading →

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6 Ways to Financially Prepare for Christmas

Posted on October 20, 2017 by Toni Marie

According to a survey, about nine in ten Americans say they celebrate Christmas, including non-Christians and people with no religion.  Overall, 51% consider it as a religious holiday while 32% say it’s more of a cultural holiday. With more and … Continue reading →

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Save Money on Fall Travel

Posted on October 11, 2017 by Toni Marie

If you’re looking for great bargains, slim crowds, and a “just right” weather, a vacation during the shoulder season is a smart traveler’s best bet. Depending on the destination and the activities the place is known for, autumn is usually … Continue reading →

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10 Everyday Habits that are Making Your Poor

Posted on September 27, 2017 by Toni Marie

Has anyone noticed that time is running so fast these days?  FYI, we’re only a little over three months away from welcoming a brand new year.  But for some of you, time isn’t just the only thing flying so quickly, … Continue reading →

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Budget-Friendly Tips to Save Money at NFL Games

Posted on September 25, 2017 by Toni Marie

According to a survey conducted by GoBankingRates.com, the average cost for two people attending a home game would be around $200, including stadium food and parking fees.  That’s only the average – in certain stadiums, it’s a lot higher.  A … Continue reading →

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How to Increase Your Savings this Fall

Posted on September 18, 2017 by Toni Marie

As we welcome the autumn months, we also welcome new set of expenses – back to school, Halloween and pre-holiday shopping to name a few.  But don’t worry because a new season also means new money-making and money-saving opportunities. So … Continue reading →

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